Read the Scenario below and answer the following questions. Developments in South Africa`s financial

Read the Scenario below and answer the following questions.

Developments in South Africa`s financial sector have seen new banks being licensed. Besides, retailers such as Shoprite are now offering money transfer services- a thing that was only done by banks before. An environmental analysis of the banking sector has revealed that traditional banks such as ABSA, Nedbank and Standard Bank are no longer as viable as before. This is partly due to the following 3 modern-day issues also affect their business;

(1)Strategic alliances,

(2) Industry regulators (including Unions) and

(3) Global issues.

  1. One key aspect of good corporate governance- is the development of clear lines of responsibilities. Distinguish the role of the current SA Express` Board of Directors from that of its executive management.                                                               [10 marks]
 
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